5 Tips to Calculate House Selling Expenses When Listing with a Realtor in 2021

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Even though the information on this web page is provided by a qualified industry expert, it should not be considered as legal, tax, financial or investment advice. Since every individual’s situation is unique, a qualified professional should be consulted before making financial decisions.


Realtor Fees for Selling a House

If you don’t choose to sell by owner but rather through an agent, this means fees will be at hand. Calculating what you may owe to an agent is important during the home selling process.

Find out how to complete this task with this thorough guide. Selling your home can seem like one big bundle of calculating, spending, and deciding, not to mention confusion and high stress.

The listing process alone can be a little chaotic for homeowners. When listing your home through an agent, it’s again another calculation you may have to make to decide what total expenses will be at hand.

However, to ensure you get your bang for your buck, keeping track of the expenses you put into your soon-to-be-sold home is vital.

This will help you to decide on an initial asking price for your property and ensure you don’t break the bank.

Keep in mind through calculating the expenses of hiring an agent that other costs will be necessary in selling your home as well.

While selling a home can be stressful, keep the expenses and future costs organized to ensure you’re doing what’s best.

The worst thing we can do is pay too much during the moving or selling process that we forget we still need a decent bank balance for a new living situation.


Here’s How to Properly Calculate Expenses When Selling Your Property with an Agent


1 Use a Real Estate Commissions Calculator

Real estate commission calculators can be found for free online to use. These will give you your average expenses you may pay through a real estate agent; however, they may not be 100% accurate.

Though, the benefit of these calculators is that you can get a rough estimate of what you may be paying for a real estate agent.

General commission of real estate agents in most areas is around 6 percent of your home’s selling price.

Either consider adding 6 percent higher onto your asking price to benefit the loss to your agent, or simply keep the cost in mind.

Before this, it’s still important to consider using a real estate commission calculator just in case.

This will help put costs into perspective and help you decide what your listing price should be will the goal that you still make decent money off your home.


2 Consider any Home Repairs That May Take Place

If your home has any repairs that need to be made before your real estate agent will sell your home, keep these costs in mind.

Even if the cost is minor, it’s important to keep track of all expenses that go into selling your home.

Of course, you may even want to consider the costs of moving such as renting of moving vans, having someone help you move, or putting things in storage.

Besides home repairs, you may consider upgrading or landscaping your home before selling it. These are other costs potent to track.

After all, you don’t want to be in the hole or left with less than you thought if you end up spending too much on repairs, upgrades, and the like.

The bottom line is, play it smart, and keep track of all expenses that go into your soon-to-be-sold home!


3 Don’t Forget About Your Current Mortgage

Sometimes we get so caught up with the fact that we’re about to sell our home for great profit that we forget about our current mortgage dues.

If your home is being placed on the market for $300,000, but you still have $100,000 in mortgage payoffs, you’ll only be getting $200,000.

You’ll be left with less considering other costs you’ve put into a real estate agent, moving costs, upgrades and/or repairs, and everything else.

Think about it like this: Your lender technically still owns part of your home until you pay off all your mortgage dues.

With this being said, if you sell your home before you “fully own” your home, you still owe somebody a portion of the profit of selling your home.

Your mortgage may very well be the highest “expense” to selling your home to keep in mind.


4 Staging Your Home? If So, This Will Be Another Cost!

If you think your home will need to be professionally staged and/or photographed, you’re up for more expenses. If you still decide on this option, keep these expenses in mind.

Otherwise, consider staging and photographing your own home, or have a friend or family member help with the process. This will keep costs non-existent or minimal in this area.

Sometimes professional staging is not necessary, while it may help you sell your home quicker.


5 Sell Your Home ‘As Is’ with House Cashin Without any Upfront Fees

Sick of down payments and upfront fees? Can’t afford fees out of pocket? House Cashin won’t touch your wallet until you’ve sold your home through us!

We buy houses in just 3 to 30 days and won’t ask you to make repairs or upgrades before selling. We do all the dirty work for you.

Real estate agents will charge a nice commission, not to mention costs that are hard on the pocket.

House Cashin makes the process of selling your home reliable, simple, and stress-free.



When discovering how much it will cost to list your home with a real estate agent, your jaw just might drop. That’s why planning is necessary.

Calculate these expenses prior to hiring an agent. Keep in mind that home repairs your agent may have you make before selling the home will add up the costs.

Your current mortgage payoff is vital to keep in mind in addition to staging costs if you opt to do so. You may find yourself exhausted at all the costs, particularly the out-of-pocket fees you can hardly afford.

Selling your home with House Cashin rather than through an agent means no upfront costs and a guaranteed turnaround time in 3 to 30 days.

Whether selling through an agent, House Cashin, or even by owner, one thing is for sure – calculating the expenses is essential.

Written by Brian Robbins

With over 20+ years of experience in real estate investment and renovation, Brian Robbins brings extensive knowledge and innovative solutions to the HouseCashin team. Over the years Brian has been involved in over 300 transactions of income producing properties across the US. Along with his passion for real estate, Brian brings with him a deep understanding of real estate risks and financing.